Learning to drive is one of the biggest milestones in life. It’s exciting, nerve-wracking, and—let’s be honest—can get pretty expensive. From lessons and theory tests to the practical exam itself, there’s a lot to think about. But one thing many learners and their parents often overlook is insurance.
If you’re a provisional licence holder in 2025, understanding your insurance options could save you time, money, and a whole lot of hassle. Whether you’re practicing with a parent or gearing up for your test, here’s what you need to know.
First Things First: Do Learner Drivers Need Insurance?
Yes—absolutely. If you’re practicing in a car that isn’t a driving instructor’s vehicle, you must be insured.
This is especially important if you’re learning in a family member’s or friend’s car. You can’t just hop into the driver’s seat and start practicing without making sure you’re legally covered. Without the right insurance, you could face serious legal consequences and risk damaging the car owner’s no claims bonus.
Your Main Options: Named Driver vs. Learner Driver Insurance
When it comes to learner driver insurance, you’ve got two main routes:
- Being added as a named driver to someone’s existing annual insurance policy.
- Taking out a specialist learner driver insurance policy, like the one offered by Veygo.
While being added as a named driver may seem like the obvious choice, it’s not always the smartest one. It can increase the car owner’s premium and—worse—if you get into an accident, their no claims bonus could be affected.
That’s where learner driver insurance from Veygo shines. It’s separate from the owner’s policy, meaning you get full cover without putting someone else’s policy at risk.
Why Choose Veygo Learner Driver Insurance?
Veygo’s learner driver insurance is designed specifically for people like you—provisional licence holders who want to practice safely and flexibly.
Here’s what makes it ideal:
- ✅ Flexible cover – Buy insurance by the hour, day, week, or month.
- ✅ No impact on the car owner’s policy – You’re covered independently.
- ✅ Fully comprehensive – So you’re protected even if something goes wrong.
- ✅ Perfect for private practice – Learn in a parent’s or friend’s car at your own pace.
Plus, the whole process is online and super quick. No phone calls. No paperwork. Just a few clicks and you’re ready to go.
When Can You Use Learner Driver Insurance?
You can use Veygo’s learner driver insurance any time you’re not with a driving instructor. This includes:
- Practicing between lessons with a parent or guardian.
- Driving to and from your test centre.
- Squeezing in extra practice sessions on weekends or evenings.
As long as you’re supervised by someone over 25 years old, who’s had their full licence for at least 3 years, you’re good to go.
Who’s Eligible?
To qualify for learner driver insurance with Veygo, you must:
- Be aged 17 to 75.
- Hold a valid UK provisional licence.
- Practice in a UK-registered car with tax and MOT.
- Be supervised by an eligible full licence holder.
What Happens After You Pass?
Once you’ve passed your test (congrats in advance!), your learner insurance will no longer be valid. But don’t worry—Veygo also offers temporary insurance for new drivers, so you can stay on the road while figuring out your next steps, like getting a full annual policy or buying your own car.
The Bottom Line
Learning to drive in 2025 is more flexible than ever, and with tools like Veygo’s learner driver insurance, it’s easier to get the extra practice you need—without the stress.
It’s ideal for anyone who wants to drive a friend’s or family member’s car without messing with their insurance. You choose when and how long you need cover for, making it both affordable and convenient.
So if you’re serious about passing your test this year, don’t just rely on lessons alone. Get the practice in, get insured the smart way—and get ready to hit the road with confidence.